Our specially-tailored blockchain technology brings unique advantages to a CBDC. Fluency Aureum supports CBDC requirements
in terms of innovation, mass scalability, programmability, along with multi-layered privacy and security.
System Trust: Fluency Aureum enables central banks to
control the currency while protecting the privacy and independence of the CBDC’s use to the end users.
Configurability: Monetary policies and money flow rules can be programmed into the protocol
to enforce compliance - i.e. interest rates, remuneration, limits, supply etc.
Programmability: Payments and transfers executed
on the platform can be easily programmed with a set of rules and constraints on each use.
Traceability: Clear track record of historical transactions prevents criminal activity
such as money laundering, tax evasion or avoidance, and other illegal activities.
Innovation: Innovative products and services can be built across the blockchain ecosystem, including smart-contracts, custodial and non-custodial wallets,
zero-knowledge cryptography, decentralised finance and more.
Data availability: System distribution ensures data availability and
resilience, in addition to trust and transparency around transaction history.
Fault-Tolerance: Our system can be maintained and kept functional as long as a minimum set of validators exists,
making it fully operational even in case of traditional banking system downtime.
Inclusivity: Transactions can be executed off chain making them resilient to end-users network connection
outage and/or failures, effectively increasing financial inclusion of citizens.
Digital Privacy: All transactions executed on the network are encrypted by default, with transactional details being
available to be decoded only to parties involved, central bank and authorities.
Interoperability: Fluency Aureum provides all required tools and protocols mechanisms needed for the CBDC platform to connect with other CBDCs, traditional banking
systems and decentralised finance. Those tools are provided as opt-in and disabled by default.